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And their service boundaries and user boundaries (non-card holders can also enjoy individual services of bank apps) have been greatly expanded. It is not a bad idea to equate them with Internet products. However, in the actual operation process, bank apps have never been able to get rid of various restrictions brought by the word "bank". This is one of the reasons why it is difficult for bank apps to get rid of homogeneity.For example, the traditional business of banks involves personal privacy and financial security. Each business is designed with multiple layers of defense and has its own rules., it must follow standard procedures.
This also means that compared with the flexibility of Internet products, bank apps have limited room for flexibility in providing services for this part of the business. It is not surprising that almost all bank apps have the same face.For example, compared Iceland Phone Number with other industries, the supervision of banking institutions is particularly strict. Within the framework of the management system, the business innovation of banking apps is greatly restricted.Some bankers once revealed to the media that banks cannot "imitate" the interface design of the Internet platform in terms of the financial management interface in the App alone.
And the font size of the financial product yield rate cannot even be changed at will in pursuit of aesthetics.For another example, banking apps cannot directly compete with Internet products. A big reason is the iteration speed of apps.In accordance with the Internet thinking, multiple touch points, strong interaction, market trends and user needs are deduced from data, and then rapid iteration is carried out in small steps.
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發表於 2024-2-20 14:32:05